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The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. (print this page)

Income_________________
Take-Home Pay (All Family Members): _________________
 
Child support/Alimony: _________________
Pension/Social Security 401: _________________
Disability/Other Insurance: _________________
Interest/Dividends: _________________
Other: _________________
TOTAL_________________
 
Expenses_________________
Rent/Mortgage:_________________
Life Insurance: _________________
Health/Disability Insurance:_________________
Vehicle Insurance: _________________
Homeowners of Other Insurance:_________________
Car Payment(s):_________________
Other Loan Payment(s):_________________
Savings/Pension Contributions:_________________
Utilities:_________________
Credit Card Payment(s): _________________
Car Maintenance/upkeep: _________________
Clothing: _________________
Personal Care Products:_________________
Groceries:_________________
Dining/Entertainment:_________________
TOTAL_________________

 

Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS® Copyright 2003. All rights reserved. www.REALTOR.org/realtormag